BANKS & (RE)INSURERS

Rational

Basel III regulations and Basel IV accords‭, ‬require more stringent capital management‭.‬

According to Basel, ‬risk transfer can be used as a credit risk mitigation in order to relief capital‭.‬

In a world of low return on alternative investments‭, ‬the‭ (‬Re)insurance industry needs to explore new products and new markets‭.‬

Basel regulation creates new business opportunities for cooperation between Banks and‭ (‬Re)insurers‭.‬

CRS concept of‭ (‬RE)insuring large bank guarantees portfolios‭, ‬meets both parties challenges‭.‬

Our Services

Initiation

Identify capital mitigation potential

Implementation

Full support throughout

the transaction process

Distribution

Syndication to top tier‭ (‬RE)insurers

Operation

Managing the policy during

the transaction period

Products

Portfolio‭ ‬&‭ ‬single risk transactions

Bank guarantees‭ (‬RE)insurance

Short‭ ‬&‭ ‬Long terms Credit Insurance

Trade and Export finance

Political Risk insurance

Unfunded silent risk participation

Project Finance

Mortgages‭ (‬RE)insurance

Benefits

Banks

  • Substantial capital relief on existing portfolio and new business

  • Immediate improvement of capital adequacy ratio by reducing RWA

  • Output floor reduction according to the standardized approach

  • ROC improvement

  • Redirecting capital to higher return transactions

  • Increase exposure to large debtors

  • Relief Single Borrower and Single Sector limitations

  • Credit risk diversification improvement

  • No interference in normal course of business

  • Risk participation of the‭ (‬Re)insurers is on a silent basis

  • Long term partnership with high rated‭ (‬Re)insurers that do not compete

‭(‬RE)insurers

  • New business opportunities with banks

  • Exposure to diversified high quality portfolios

  • Risk diversification

  • X-Sell opportunities

Address

23, Bar Kochva St. V Tower 4th Flr. Bnei - Brak, Israel

© 2016 Copyright CRS-Group

Phone number

+ 972-72-222-14-17