BANKS & (RE)INSURERS
Rational
Basel III regulations and Basel IV accords, require more stringent capital management.
According to Basel, risk transfer can be used as a credit risk mitigation in order to relief capital.
In a world of low return on alternative investments, the (Re)insurance industry needs to explore new products and new markets.
Basel regulation creates new business opportunities for cooperation between Banks and (Re)insurers.
CRS concept of (RE)insuring large bank guarantees portfolios, meets both parties challenges.
Our Services
Initiation
Identify capital mitigation potential
Implementation
Full support throughout
the transaction process
Distribution
Syndication to top tier (RE)insurers
Operation
Managing the policy during
the transaction period
Products
Portfolio & single risk transactions
Bank guarantees (RE)insurance
Short & Long terms Credit Insurance
Trade and Export finance
Political Risk insurance
Unfunded silent risk participation
Project Finance
Mortgages (RE)insurance
Benefits
Banks
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Substantial capital relief on existing portfolio and new business
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Credit risk mitigation
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Capital adequacy optimization by reducing RWA
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Output floor optimization according to the standardized approach
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ROC improvement
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Redirecting capital to higher return transactions
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Increase exposure to large debtors
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Reduce sector exposure - mainly to the real-estate and infrastructure sector.
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Reduce single borrower exposure.
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Credit risk diversification improvement
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No interference in normal course of business
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Risk participation of the (Re)insurers is on a silent basis
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Long term partnership with high rated (Re)insurers that do not compete
(RE)insurers
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New business opportunities with banks
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Exposure to diversified high quality portfolios
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Risk diversification
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X-Sell opportunities